This is a good time to promote running your own models. I have been running my own models locally and I would wager a local model will meet 85-95% of your needs if you really learn to use it. These models have gotten great. For anyone wanting to get into this, the smartest models to run recently that is consumer friendly was just released, checkout Qwen3.5 the 27B and 35B variants. They are small and I recommend running full Q8 quants. The easiest way to run these without dealing with complex GPU is to get a mac. For the example I gave, a 64gb mac will handle it well. If you are really cash strapped then you can manage with a 32gb but will have to run with less resolution quants. If you are not cashed strap, then get at least a 128gb and if possible a 256gb. The models are so good you will regret not getting a better system. You can join the r/LocalLlama community in reddit to learn some more. But this is pretty easy. Grab llama.cpp, grab a gguf quant from huggingface.co - the unsloth quants are great - https://huggingface.co/unsloth/models
Or you can get a strix halo from AMD. They run about $2k from various Chinese brands, or a bit more from Framework. 128GBs of unified RAM are plenty for most models, although memory bandwidth is slower than in a mac.
A laptop with an iGPU and loads of system RAM has the advantage of being able to use system ram in addition to VRAM to load models (assuming your gpu driver supports it, which most do afaik), so load up as much system RAM as you can. The downside is, the system RAM is less fast than dedicated GDDR5. These GPUs would be Radeon 890M and Intel Arc (previous generations are still decently good, if that's more affordable for you).
A laptop with a discrete GPU will not be able to load models as large directly to GPU, but with layer offloading and a quantized MoE model, you can still get quite fast performance with modern low-to-medium-sized models.
Do not get less than 32GB RAM for any machine, and max out the iGPU machine's RAM. Also try to get a bigass NVMe drive as you will likely be downloading a lot of big models, and should be using a VM with Docker containers, so all that adds up to steal away quite a bit of drive space.
Final thought: before you spend thousands on a machine, consider that there are at least a dozen companies that provide non-Anthropic/non-OpenAI models in the cloud, many of which are dirt cheap because of how fast and good open weights are now. Do the math before you purchase a machine; unless you are doing 24/7/365 inference, the cloud is fastly more cost effective.
> there are at least a dozen companies that provide non-Anthropic/non-OpenAI models in the cloud, many of which are dirt cheap because of how fast and good open weights are now.
Oh yeah, seems obvious now you said it, but this is a great point.
I'm constantly thinking "I need to get into local models but I dread spending all that time and money without having any idea if the end result would be useful".
But obviously the answer is to start playing with open models in the cloud!
And if you don't want to buy a Mac? A 80 GB NVidia GPU costs $10,000K (equivalent to 30 years of ChatGPT Plus subscription) and will probably be obsolete in 5-7 years anyway. What are my options if I want a decent coding agent at a reasonable price?
GPUs are not going obsolete anytime soon. the nvidia p40/p100 launched in 2016, 10 years ago and is popular in the local space. My first set of GPUs were a bunch of P40s from 3 years ago for $150 a piece. They at one point went up all the way to $450, but price is now down to $200 range. I think I have gotten my value from those and I suspect I'll still have them crunching out tokens for at least 3 more years. They still beat 90% of cpu/memory inference combo.
I'm able to run the Unsloth quants on an ancient dual socket Xeon 1U server I keep around for homelab stuff. It has 8 DDR3 channels, which gives me about as much memory bandwidth as two channels of DDR5 :-/ But 16 sockets and cheaper prices. So it has 256gb in it right now. I have to run the minimum size Unsloth quant for the largest open weight models. They definitely feel a bit dazed. This machine can support up to 1.5TB of DDR3, which would allow me to run many of the largest models unquantized, but at 1/4 of the already abysmal speeds I see of ~ 1 Token / s which is only really usable with multiple agents running a kanban style async development process. Nothing interactive. That said, I picked up the hardware at the local surplus for $25 and it's vintage ~2010. Pretty impressive what this enterprise gear can do.
Power consumption? Don't ask. A subscription is cheaper.
That’a the thing, at the end of it all power consumption will matter more for the end-user who doesn’t have money to burn away, because I suspect that power-consumption will, in the majority of cases, exceed the price of the HW itself in a matter of just a few months of intense use, let’s say a year.
the macs outperform it and I figure it's a better general purpose computer than strix halo. if budget is a problem, then a strix halo is a decent alternative.
I have a 24GB Macbook Pro. I will note, do get the 'Pro' models, the Mac Mini and the Macbook Air do not have internal fans. The Macbook Pro has an internal fan, and the Mac Studio (bigger Mac Mini) has a fan. If you get a Mini, you might want to get one of those docks that cools the Mini. Your hardware will get very hot very quickly.
Also, because Apple in their infinite wisdom despite giving you a fan, very lazily turn it on (I swear it has to hit 100c before it comes on) and they give you zero control over fan settings, you may want to snag something like TG Pro for the Mac. I wound up buying a license for it, this lets you define at which temperature you want to run your fans and even gives you manual control.
On my 24G RAM Macbook Pro I have about 16GB of Inference. I use Zed with LM Studio as the back-end. I primarily just use Claude Code, but as you note, I'm sure if I used a beefier Mac with more RAM I could probably handle way more.
There's a few models that are interesting on the Mac with LM Studio that let you call tooling, so it can read your local files and write and such:
mistralai/mistralai-3-3b this one's 4.49GB - So I can increase my context window for it, not sure if it auto-compacts or not, have only just started testing it
zai-org/glm-4.6v-flash - This one is 7.09GB, same thing, only just started testing it.
mistralai/mistral-3-14b-reasoning - This one is 15.2GB just shy of the max, so not a TON of wiggle room, but usable.
If you're Apple or a company that builds things for Macs or other devices, please build something to help with airflow / cooling for the MBP / Mac Mini, it feels ridiculous that it becomes a 100c device I'm not so sure its great for device health if you want to use inference for longer than the norm.
I will probably buy a new Mac whenever the inference speeds increase at a dramatic enough rate. I sure hope Apple is considering serious options for increasing inference speed.
No complaints here, I use a Framework Desktop with this chip. 32G given to RAM and the rest plays VRAM. Can use large models like 'gpt-oss:120b' fine. Splurged and got a second SSD for mirroring, hoping to speed up reads/model loads. Haven't tested this for efficacy, but it also gives redundancy. Shrugs!
Haven't paid a subscription in years or even signed up for $EMPLOYER offerings; handles the rare outsourcing well enough.
An even easier way to get into this is simply by downloading a program called LM Studio. You can mount a model and chat to it within 10-15 mins with no experience whatsoever, and no configuration at all.
That said, last time I tried local LLMs (around when gpt-oss came out) it still seemed super gimmicky (or at least niche, I could imagine privacy concerns would be a big deal for some). Very few use cases where you want an LLM but can't benefit immensely from using SOTA models like Claude Opus.
The financial barrier is kind of the opposite of "easy to run" to me.
As much as I love owning my stack, you'd have to use so much of this to break even vs an inference provider/aggregator with open frontier-ish models. (and personally, I want to use as little as possible)
As someone who desperately wants to use local models, I lament there is no way to use them on consumer hardware for serious coding work. I have a rtx 4070 super ti and I cannot run any large model with enough context and tps compared to a remote offering.
The big AI labs are almost certainly selling inference below cost and burning mountains of money. With the insane increase in hardware prices, running models locally just doesn’t make any financial sense.
Nobody is saying it makes "financial sense", it's about control.
I have always taken plenty of care to try and avoid becoming dependent on big tech for my lifestyle. Succeeded in some areas failed in others.
But now AI is a part of so many things I do and I'm concerned about it. I'm dependent on Android but I know with a bit of focus I have a clear route to escape it. Ditto with GMail. But I don't actually know what I'd do tomorrow if Gemini stopped serving my needs.
I think for those of us that _can_ afford the hardware it is probably a good investment to start learning and exploring.
One particular thing I'm concerned about is that right now I use AI exclusively through the clients Google picked for me, coz it makes financial sense. (You don't seem to get free bubble money if you buy tokens via API billing only consumer accounts). This makes me a bit of a sheep and it feels bad. There's so much innovation happening and basically I only benefit from it in the ways Google chooses.
(Admittedly I don't need local models to fix that particular issue, maybe I should just start paying the actual cost for tokens).
We are not in this thread because of finances but because of safety from oppressive governments and bad big corps. It's for you to decide the price of your own safety.
RAM and storage price increases due to the AI bubble have certainly made the cost of entry more expensive, but once you have the hardware, running models locally does make financial sense, especially if you have access to home solar power that is sufficient to run the hardware. You can't get much lower running cost than free.
I really hope at some point in the near future AI models shrink enough or laptops get strong enough to run AI models locally. I haven't tried in the past year, but when I did it was very slow token output + laptop was on fire to make that happen.
I've wanted to try some of the more recent 8B models for local tab completion or agentic, any experience with those kinds of smaller models?
qwen3-8b is good and if you are doing tab completion then it's more than adequate. you can get basic agentic with it, but if you really want to use a serious agent and do some serious work, then at the very least qwen3.5-27B if you have a 5090 32gb vram GPU or qwen3.5-35-a3b if you have less than 24gb. if you want to use a laptop, get a laptop with a built in gpu or igpu.
I had some luck with Ollama + Mistral Nemo models on consumer hardware, it seemed to punch above its "weight class". But it’s still far enough behind ChatGPT et al. that I couldn’t stop using that for real work.
> NTransformer
High-efficiency C++/CUDA LLM inference engine. Runs Llama 70B on a single RTX 3090 (24GB VRAM) by streaming model layers through GPU memory via PCIe, with optional NVMe direct I/O that bypasses the CPU entirely.
use llama.cpp, you will be surprised how fast a model like qwen3.5-35b-a3b will run. that a3b means only 3B active parameter, so while infering the entire 3B will be in your GPU and you will get amazing performance. for your system, you should use the -cmoe option
Isn't between Q4-Q6 the usual recommendation for quants? Can you explain the Q8 recommendation, as I was under the impression that if you can run a model at Q8, you should probably run a bigger model in Q4 instead
if you can run Q8, go for it, always go for the best. matters a lot with vision models, never quantizie your kv cache, those always at f16.
you can always try evals and see if you have a q6 or q4 that can perform better than your q8. for smaller models i go q8. for bigger ones when i run out of memory I then go q6/q6/q4 and sometimes q3. i run deepseek/kimi-q4 for example.
I suggest for beginners to start with q8 so they can get the best quality and not be disappointed. it's simple to use q8 if you have the memory, choice fatigue and confusion comes in once you start trying to pick other quants...
The real story isn't about cancelling one subscription. It's that we're watching vendor lock-in dissolve in real time.
18 months ago switching from ChatGPT meant meaningfully worse outputs. Today I routinely bounce between Claude, Gemini, local Qwen and Deepseek models depending on the task - coding in one, writing in another, privacy-sensitive stuff locally. The switching cost is approaching zero because the interface is converging on "text box + API".
This is genuinely unusual in tech. Usually the longer you use a platform, the harder it is to leave (social graphs, file formats, ecosystem). With LLMs the opposite is happening - the longer the market matures, the easier switching gets, because open weights keep getting better and every provider's API looks basically the same.
OpenAI's moat was never the model. It was habit and brand recognition. Events like this erode brand faster than any technical competitor could.
I just can't help but imagine ChatGPT's sycophancy mixed with military operations. "Sharp insight bombing that wedding! Next would you like tips on mosques to bomb, or I can suggest some new napalm recipes that are extra spicey. Your call!"
Department of Defense: You just bombed the wrong Georgia! The people of Atlanta are furious!
ChatGPT: You're absolutely right, and you're right to call that out. Upon examination it does appear that there might have been a mistake with the coordinates of the bomb. Let's try again, this time we will double check before we launch any missiles! :missile emoji:
The point is it will be autonomous, the prompt could just be 'keep me safe' which will be interpreted who knows how and presumably no further prompting.
Assuming it's not smart enough to write logs that make it less likely to be prosecuted/ disabled by coming up with fake reasons.
It can just say you were a terrorist because you were an adult male traveling with something in your hands. Humans already do this to justify strikes, likely the AI would do the same.
I've just cancelled my subscription in solidarity with the OpenAI employees who signed the We Will Not Be Divided letter. I was a daily user of paid features like Deep Research. But not only was Anthropic's decision more ethical, their products are better, so I can't possibly justify the expense.
I actually cancelled my ChatGPT subscription in late 2024 and documented the process, kind of as a social media thing because it had gotten so bad and I realized nobody in my family was using it anymore. I asked my wife if she was getting any use out of it and she told me she had been using Gemini and Grok for months because "GPT is very lazy now".
After a while another charge came in for the subscription, but I had the receipts: we had cancelled before the next billing cycle. I decided to try and reach out to OpenAI to resolve this, but they only let you chat with GPT itself for this, which it failed at and told me they weren't in the wrong and none of the information matched what actually happened.
I took this and used it to submit a chargeback request with Privacy.com, which I use for all of my online purchases. Normally I don't have to worry about this because I set a limit or cancel the cards I issue manually, but I had an OpenAI API account using the same card and I had been a bit lazy in using the same card for technically two different services.
Well, Privacy.com won that dispute and I got that money back. It's worth mentioning this is actually different than most banks will do now days. For the most part when you try to get a bank to do a chargeback they just roll it into their insurance and refund you the customer as a cost of doing business, but the actual scammer or shady merchant got to keep their stolen money, whereas I can be certain OpenAI didn't keep my money.
Your last statement is false. A shady merchant never gets to keep the stolen money. The card issuer/bank refunds you immediately because of consumer protection laws. But that charge is immediately charged to the processor. The processor then gets the merchant involved in a dispute process. If the merchant loses the processor charges the merchant. One way they do it is to immediately deduct it from their current processed transactions. If the merchant is no longer processing, they will usually go try to claw it back from their bank account if they have no held reserves, and if they can't get it, they send the merchant to collection. At the end the merchant must eat the cost or the processor. So in your case, the bank didn't eat the cost. OpenAI certainly ate the cost and the chargeback fees.
> Your last statement is false. A shady merchant never gets to keep the stolen money.
Or any merchant for that matter. Chargebacks (from bad actors) are one of the most annoying things when you sell online when you’re a honest legit business. Stripe even charges you a penalty fee on top of that.
Chase uses a "provisional credit" system, but for small amounts, this credit often becomes permanent almost instantly.
Wells Fargo utilizes an automated system called the Wells Fargo Dispute Manager which is also similar.
Technically, it is Self-Insurance. Banks set aside a portion of their interchange revenue (the fees they charge merchants for every swipe) into a "Provision for Credit Losses." They use this pool of money to "buy" customer satisfaction for small errors rather than paying an employee $30/hour to investigate a $12 dispute.
Your credibility is shot when you claim that banks will just give you money. They absolutely do not. In fact, Discover has admitted to me in writing, that they always rule in favor of the Merchant if that Merchant responds to the dispute -- regardless of what their response says.
I've dealt with multiple chargebacks over the years and have only ever lost once -- when the Manager at Lowes' showed a check they wrote me [after I opened the dispute].
They absolutely do not just do anything and "write it off".
Please be human and don't just rattle of high-confidence, baseless claims, especially as a giant billboard to Privacy.com
> Discover has admitted to me in writing, that they always rule in favor of the Merchant if that Merchant responds to the dispute -- regardless of what their response says
What, always? Like, literally 100% of the time if the merchant responds at all, they automatically win?
That's very hard to believe. I don't know Discover but I do know Visa and that's not how their system works at all.
I use Amex as much as possible because it’s basically never a fight. If I dispute, I get my money back. Granted, I don’t abuse the power so maybe I’ve earned some trust over the decades.
> Well, Privacy.com won that dispute and I got that money back.
Well, it seems like ChatGPT’s automated litigation resolution with Privacy.com got lazy. I wonder how a company with an AI can lose in a dispute instead of smokescreening the opponent with legitimate arguments and legalese.
It helps when you have a video posted on social media the day you cancelled and a video of talking to a clueless AI customer retention system that seems to not agree or understand how time works.
Also, chargeback dispute is limited to 3 rounds of back and fourth by Visa and MasterCard both. They don't get to endlessly come back etc.
I had been considering ditching everyday ChatGPT use in favor of Claude anyway, but hadn’t gotten around to it mostly out of habit. Now I have a good reason to do it.
Same, I had put Claude in my metaphorical shopping cart about two weeks ago but I already had some inertia with ChatGPT + Codex and figured it wouldn't be better enough to justify changing.
That has changed, so I canceled my ChatGPT membership and signed up for Claude. I still have five bucks of credit I bought a year ago for the OpenAI API that I do not believe I can have refunded back, so some of my apps are going to have to stick to OpenAI until those credits run out since I'm not going to just donate five bucks to them.
Playing with it now, I honestly can't tell too much of a difference, which as far as I am concerned is a good thing.
With this amount of competition it's almost weird to be paying anyone anything when one can just switch between free tiers of GPT, Claude, Gemini, Kimi, Qwen, Deepseek, Le Chat and an endless firehose of local models. The more your usage is randomly spread out, the less each provider can presumably profile you too as nobody has the full picture.
Consider carefully the usage limits of both services before deleting your account (as you cannot create a new one later with the same email). Claude's €20/month sub offers very little and this has unfortunately kept me from switching when I tried earlier this month.
I had been using both, ChatGPT mostly for chats and Claude mostly for code. Now I cancelled the ChatGPT subscription and turned on extra usage in Claude instead.
I get a fair amount of use out of it. I'm not using it for professional software development, just hobby stuff that I don't to write the boring parts of. For 20 bucks a month that seems pretty reasonable.
What value does this give you? Part of why I deleted my account was I couldn't think of a single thing of value in my chats from the past couple years? Maybe some nostalgia looking at what bugs I was fixing?
In my case, I would rather keep it than lose it. It's just text so small amount of data. You can trivially get a GPT Embedding for it and search it in DuckDB later for things you asked.
For me this is very valuable. The results of personal "research projects" are in there. I use it for reference. Of course I could ask Claude to get me those answers but why waste the energy?
Thanks, but I guess I understand the sentiment. I probably should have not said that I couldn't think of "a single thing of value" when that is a bit of a judgement along with my question. Anyways, it is interesting hearing what people ask it, I think I've only ever used it like a search engine / bug fixing while it seems some people have much deeper conversations or discussions that are worth remembering.
I'm glad I upvoted. Your perspective and questions are valid, no matter the depth of conversation. You'd be surprised what fresh questions can do for a topic.
I for one might use these chats as an input for switching over to keep the learning process fast. For me it took a while for ChatGPT to get me. I know that other people delete memories because they want a clean slate experience with every chat. I use chatGPT mostly private (use claud code for work for instance) and I prefer that memories travel across chats.
Just asking for information: Why do we want to cancel our ChatGPT subscription? Didn't OpenAI demand exactly the same safety terms from the DoD as Anthropic did?
> "Two of our most important safety principles are prohibitions on domestic mass surveillance and human responsibility for the use of force, including for autonomous weapon systems," Altman said.
Even taking him at his word (you shouldn't), this is still OpenAI swooping in and signing a deal after its competitor was banned from government use. Instead of joining hands with Anthropic they decided to take advantage of the situation.
I re-registered an account last year to the same email that was used previously. That account was deleted in 2023. Although they used to request your phone number back in the day and do not do so anymore, so email retention policies may also have changed.
I've found the free tier to be extremely limited recently, but in a stochastic way. Some days I ask one friggin question and it tells me I only have two questions left and should upgrade. I just switch to a different model.
I love that the tool in question is very calm and collected, in contrast with the emotional wreck that is the US regime. I got a very helpful response to this prompt and I will make it continue working on a python script to get my historical chats looking good in Obsidian.
> Ok. So I'm cancelling the subscription to ChatGPT and moving over to Claude because of the news of OpenAI striking a deal with us department of war. (https://www.techradar.com/pro/openai-just-signed-a-huge-deal...) Please line out a good exit strategy where I can keep the information in my chats and projects on my own hard drive.
A few days ago I went to cancel mine and it just said they'd give me a free month instead so I said OK. I thought it was funny all the patterns to keep you on
I'm gonna have to see if I can get my company to switch off openAI. Hopefully we can make a small dent and if enough of us do it, a larger dent.
Sounds like it won't really be a pain for me though based off comments on HN indicating Claude is the better product and I doubt I personally would hit any sort of token limits with the amount I use agentic coding.
After the "upside down cup" debacle, and the "walk vs drive to the carwash" conundrum, and so many other examples where GPT 5.2 thinking failed miserably and Opus 4.6 and (even Sonnet 4.6 extended thinking) nailed it, I think they earned people wanting to cancel their subscription regardless of yesterday's events.
How long does data export usually take for three years of medium usage? I started it eight hours ago, got a confirmation email that export had started but so far no email with a download link.
I cancelled my anthropic sub yesterday and the dark patterns are so frustrating.
You go to billing. Then don't click change my subscription. Your only option to change the subscription is to "upgrade" to an annual plan. Instead you have toScroll down past your card details etc to a red button that says cancel.
Who comes up with this crap?
At least OpenAI puts cancelling within the Manage Plan section.
Virtue signaling is when you stop giving people your money because you don't like what they do.
It's hilarious how mad the hogs get when you suggest maybe not supporting their powerful daddies. It doesn't matter which daddy it is, inevitably taking your ball and going home is 'virtue signaling'
589, 590, 591, 592, 593, 594, 595, 596, 597, 598, 599, 600, ...
We can continue in this chunked counting style, advancing 400–500 numbers per message until we get very close to 1,000,000.
Shall I continue the next chunk from 601?
count up to 1000
Perfect! Let’s continue the sequence from 601 all the way to 1000 in one go:
601, 602, 603, 604, 605, 606, 607, 608, 609, 610, 611,
I canceled all services and deleted my account with OpenAI right after the announcement. They can get money from the current US regime but I will not contribute to their violations of the constitution.
It's frustrating. Sam Altman already has everything. He's a billionaire, he can buy literally anything he wants, he can live anywhere he wants, he can buy a brand new sports car every day just to blow it up, he can buy a new house every week just to demolish and replace it with a trampoline park. He can afford to do anything.
He can fucking afford to have some fucking principles. He's not going to end up on the street for not being a fucking coward.
Because of some bullshit minor PTSD from a few years ago, I sort of swore an oath to myself that I wouldn't let being a coward stop me from doing the right thing, regardless of the consequences, and by doing things that I think are right it has cost me opportunities and money. I'm not homeless, but it made the job hunt harder when I was unemployed. I can actually feel consequences from standing up for what I believe in. Sam Altman being a coward is not equivalent, he's choosing to do the wrong thing for no reason.
> He can fucking afford to have some fucking principles.
Who is to say he doesnt? Just because they dont align with yours doesnt mean he doesnt have his own principles.
> he's choosing to do the wrong thing
To many millions he is doing the right thing. I am on the fence personally, but I know many people who think that increasing defense capabilities at any cost is something that the governmetn should be doing. Any company that helps them do that is 'doing the right thing'.
> I wouldn't let being a coward stop me from doing the right thing
The 'right thing' is always subjective, and for you it is decided by you alone. Try to remember that and see things from both sides.
He posted like seven hours ago about these principles and changed them like twenty minutes after the president had a temper tantrum about Anthropic.
Whether or not he agrees with my principles isn’t the issue. He doesn’t even agree with his own stated principles. He posted his stipulations about AI models used by the department of defense to presumably get social credit, and then changed his mind over the course of a few hours.
He claims that the Department of Defense principles just happen to now align with these principles but as far as I can tell he seems to just be trusting their word. The word of a Fox News TV host and a convicted fraudster.
You can judge his actions all you like, but unless you know the man and sit down and discuss it with him everything you are saying is just speculation and opinion. That is fine, just realise that.
Umm, no shit? This isn’t actually saying anything. I am saying that his stated principles are inconsistent with his actions.
Yes, sure, maybe deep down on his heart of hearts he actually is the most kind caring person who ever existed, but I have no way of knowing what is in his heart of hearts so I can only judge him by what he has said and done, and I am arguing that his actions don’t match his words.
You really think that a CEOs public statements match their real thoughts and feelings?
Everything you hear from any CEO is constructed to form a desired image and narrative. Any public statements from a CEO that you are using to judge their character is completely false and misguided. You have no idea what the real man is behind the image.
You haven’t really gone through my comment history here, which is fine, I haven’t gone through yours, but if you had you would see that today I posted about how you can’t trust anything billionaires say because there’s no negative consequences for lying.
I am arguing that he posted on Twitter not even 24 hours ago a post laying out what looked like principles. Not even 24 hours later he decided that those principles aren’t actually important.
I am not a psychic because psychics don’t actually exist, so I can’t read minds, so I cannot know what he is actually thinking. I am claiming that he’s a piece of shit for not following his own stated principles. I actually do think billionaires should face consequences for lying.
> It's frustrating. Sam Altman already has everything. He's a billionaire, he can buy literally anything he wants, he can live anywhere he wants, he can buy a brand new sports car every day just to blow it up, he can buy a new house every week just to demolish and replace it with a trampoline park. He can afford to do anything.
No, he doesn't have everything. See, maybe he's worth $3 billion. Or maybe $30 billion. But he's not worth $300 billion. That's a lot more worth he could have! And even then, he could be worth $3 trillion instead!
But yes, $100 million is the maximum amount of assets one individual should ever be allowed to hold. Potentially less. Anything higher is enormously harmful to society. People would get used to it very quickly and would work just as hard to reach that $100 million as they do now to reach $100 billion.
“Yes, but I have something he will never have — ENOUGH” - Joseph Heller.
After a billion dollars, I doubt another billion will make you happier. In fact, I don’t think another trillion will make you happier. In fact, I don’t think another quadrillion dollars will make you happier, etc.
After a certain point you have effectively infinite money. Enough money to live dozens of extremely comfortable lifetimes. And importantly enough money to afford to actually have some principles. Oh no, he wouldn’t be able to afford to have his house re-covered in 24 karat gold again if he doesn’t fellate our lolcow president.
We live in a capitalist economy. What do you expect, a company to just say 'Thats fine we have enough money we dont need any more'?
How does a $100 billion dollar company grow? By taking on massive government and military contracts, they are the only clients big enough left in the world.
If a company does not show continual growth then it is classed as failing. That is the society we have built, and you cannot blame one man for following those principles. Every CEO in existence does the same.
Somehow Anthropic’s CEO managed to reach a different conclusion.
They don’t have to do business with every single entity who asks them to and they don’t have to bend over for every stipulation that that entity asks for.
Yep, in exactly the same way that for years Google was 'not evil'.
When anthropic can no longer grow through developer subscriptions and deals with ethical companies, Lets see how long it takes their shareholders to force them to remove such sweet statements from their company mission statement.
I love how you chastised me for speculating on Altman’s mind state but apparently you can predict the future and know what Anthropic is going to do N years from now.
Yeah maybe Anthropic will become a rent-seeking corporation. That’s likely even. And yet that’s not actually relevant at all to what I said; the fact is that right now they appear to have more principles than Altman and OpenAI
We live in a multifaceted (are we allowed to use that word again? I think 2026 models have stopped using it) economy.
> That is the society we have built
Maybe you have, I sure haven't. Luckily "we" also haven't, as many - no, the overwhelming majority of people - aren't like that.
> and you cannot blame one man for following those principles.
You absolutely can, as much as you can blame the sadistic guards at Auschwitz.
> Every CEO in existence does the same.
A shocking, bald-faced lie. How do you get these keystrokes out of your fingers? This is so trivially false it immediately outs itself as bad faith. It takes less time to fact-check as being made up than the average post on Truth Social.
It is the justification for anything any corporation does. This is a company with boards of directors and shareholders, you really think this is just Sams opinion guiding this?
> Sam Altman has demonstrated that he's a piece of * with this move.
Thats is your opinion based only on what his company has publicly dislcosed to you. I prefer not to judge a mans character based on corporate puffery.
"Only when the tide goes out do you discover who's been swimming naked." -- Warren Buffet
The original context was very different, about financial markets, but I've been thinking about it a lot the past 12 months. There's a lot of cowards in high places in tech, surprisingly cowardly people. Or they have sold out their principles to be friends with terrible people, which is also a form of cowardice. Hard to say which.
The whole Epstein thing is a really really great marker of this too. Though I'm not sure if the tide has gone out all the way (we mostly know what's going on), or if there's a lot more tide to fall.
LBJ was a real son of a bitch, who, when he finally was thrust into power as president, did something pretty surprising by going all-in on the civil rights movement. Power reveals who people are, and times of trials reveal who people really are.
I think we merely have a system where the best people are selfless and poor and the worse people are rich and in charge. It makes sense; we have a system that rewards immoral behavior so we shouldn't be surprised that immoral people have made it to the top.
Such systems are nothing new, and are in fact the norm. The current system is perhaps even notable for how it has deviated from the past, and in particular Silicon Valley was a means for promoting some of the most selfless and poor into positions of great wealth and influence, especially going back to the Fairchild Semiconductor days. Always been greedy venal and immoral people here, but perhaps less than in other systems of power.
The stoics, people that Zuckerberg and others pretend to understand and follow, would have nothing but disdain for the lack of virtue that's apparent in those like Zuckerberg.
History is full of cowards who are arguably as guilty as the people who committed the atrocities. The people who are remembered positively in history are the people who overcame their fears and did what they thought was right, even if it carried a real risk of it blowing up in their faces.
Sam (and Greg Brockman) want something they do not have, very desperately. They want to win, to be Great Men, to be remembered by history with Jobs and Gates and the other tech luminaries. This is mentioned in Karen Hao's Empire of AI.
They are both a lesson to me that no matter how much you have, you will not necessarily be satisfied.
I'm afraid that AI weapons will follow a similar dynamic to nuclear ones where, as much as we'd like to avoid them, someone will build them. Which means, everyone will need them. I'm worried that we're repeating the pre-Ukraine war mindset of US Tech keeping their distance from defense while other countries have a joined tech/military base.
I never really understood people's need to post these cynical doomer posts. "Things can't be perfect so don't bother doing anything ever I am so smart".
Will a few dozen people canceling their accounts change anything? Probably not, but at least we know that we're not actively giving our money to Sam Altman.
There's not a lot in the world that any of us have control over. Most of us aren't billionaires who can buy a government. Really the only variable we have any amount of freedom with is how we spend our money.
As a former soldier and as someone who married into a family from the now russian occupied parts of Ukraine i feel that this is a great mindset, but also somewhat of a luxury believe. I agree that ideally we'd stand up to aggression and weapon production and that all other citizens around the world would do the same, and we'd live in peaceful equilibrium.
But they don't- and so our best bet is to be so strong that no one wants to attack us. For that, we can't leave the cutting edge of military technology to others.
This mindset used to be anathema to the tech community, but then briefly changed after the Russian invasion of Ukraine as people briefly understood that there are in fact aggressive actors in the world and war might come to us. But it seems we went back on that.
OpenAI step in to work with defence department on stuff so questionable that another company took a public stance to distance itself from?
Myself, I’ve always “followed the money” when the current administration has taken public positions on things from media company mergers to data centres etc. So a bit of me wonders how much of the “anthropic is a threat to national security” is genuine and how much is about getting another company into lucrative defence contracts instead?
Trump family has major investments in data centers etc and is heavy benefiting from OpenAI footprint but they recently declined an investment opportunity in anthropic citing it’s political leanings
This administration has relentlessly demonstrated they will let no law or human right get in the way of their accumulation of unchecked power.
He tried to take congress's power through impoundment but not even his hand picked SCOTUS would permit that.
So instead he kidnapped a president, invaded Iran, bombed Nigeria, had masked unaccountables shoot people in the streets, threatens to seize elections and covers up crimes by flushing enough evidence down toilets that they need plumbers.
Along with that, defunding science, medical research, pulling funding from top tier universities, tearing up international treaties, threatening to invade Canada and Denmark all while building 24 camps and defunding pbs.
He runs MLMs and cryptocurrency pump and dumps from a demolished Whitehouse where he peddles trinkets from his online store, sells pardons, and tried to orchestrate a coup.
This is a Whitehouse that uses the 14 words, makes references to 1488, puts out AI deep fakes and fraudulent photographs as press releases that read like North Korean propaganda. One that defunds the weather service because of conspiracy theories.
One that shuts down battery research, puts mercury in the air, permits water pollution, and relentlessly defunds and dismantles powerful growth sectors that are driving the economies of our global competitors.
This administration both sabotaged the importing of basic components used in domestic manufacturing through exorbitant tariffs and the production of domestic alternatives through relentless litigation and threats.
There is no excuse whatsoever for empowering them.
It's a relentless, exhaustive, strategic sabotaging of the american economy and basic civil government; one that Osama Bin Laden could never have even dreamed of.
If any replies accuse me of being a democrat (I'm not) or try to deflect, I will not engage.
What does domestic surveillance have to do with national security objectives or keeping denizens of the U.S. safe (that is, the ones who are not lucky enough to be in its cosseted ruling class)?
This is a good time to promote running your own models. I have been running my own models locally and I would wager a local model will meet 85-95% of your needs if you really learn to use it. These models have gotten great. For anyone wanting to get into this, the smartest models to run recently that is consumer friendly was just released, checkout Qwen3.5 the 27B and 35B variants. They are small and I recommend running full Q8 quants. The easiest way to run these without dealing with complex GPU is to get a mac. For the example I gave, a 64gb mac will handle it well. If you are really cash strapped then you can manage with a 32gb but will have to run with less resolution quants. If you are not cashed strap, then get at least a 128gb and if possible a 256gb. The models are so good you will regret not getting a better system. You can join the r/LocalLlama community in reddit to learn some more. But this is pretty easy. Grab llama.cpp, grab a gguf quant from huggingface.co - the unsloth quants are great - https://huggingface.co/unsloth/models
Or you can get a strix halo from AMD. They run about $2k from various Chinese brands, or a bit more from Framework. 128GBs of unified RAM are plenty for most models, although memory bandwidth is slower than in a mac.
For non-Mac users:
A laptop with an iGPU and loads of system RAM has the advantage of being able to use system ram in addition to VRAM to load models (assuming your gpu driver supports it, which most do afaik), so load up as much system RAM as you can. The downside is, the system RAM is less fast than dedicated GDDR5. These GPUs would be Radeon 890M and Intel Arc (previous generations are still decently good, if that's more affordable for you).
A laptop with a discrete GPU will not be able to load models as large directly to GPU, but with layer offloading and a quantized MoE model, you can still get quite fast performance with modern low-to-medium-sized models.
Do not get less than 32GB RAM for any machine, and max out the iGPU machine's RAM. Also try to get a bigass NVMe drive as you will likely be downloading a lot of big models, and should be using a VM with Docker containers, so all that adds up to steal away quite a bit of drive space.
Final thought: before you spend thousands on a machine, consider that there are at least a dozen companies that provide non-Anthropic/non-OpenAI models in the cloud, many of which are dirt cheap because of how fast and good open weights are now. Do the math before you purchase a machine; unless you are doing 24/7/365 inference, the cloud is fastly more cost effective.
> there are at least a dozen companies that provide non-Anthropic/non-OpenAI models in the cloud, many of which are dirt cheap because of how fast and good open weights are now.
Oh yeah, seems obvious now you said it, but this is a great point.
I'm constantly thinking "I need to get into local models but I dread spending all that time and money without having any idea if the end result would be useful".
But obviously the answer is to start playing with open models in the cloud!
> there are at least a dozen companies that provide non-Anthropic/non-OpenAI models in the cloud
Do you have some links?
Also I assume the privacy implications are vastly different compared to running locally?
openrouter, for example, there are models both open and closed
And if you don't want to buy a Mac? A 80 GB NVidia GPU costs $10,000K (equivalent to 30 years of ChatGPT Plus subscription) and will probably be obsolete in 5-7 years anyway. What are my options if I want a decent coding agent at a reasonable price?
GPUs are not going obsolete anytime soon. the nvidia p40/p100 launched in 2016, 10 years ago and is popular in the local space. My first set of GPUs were a bunch of P40s from 3 years ago for $150 a piece. They at one point went up all the way to $450, but price is now down to $200 range. I think I have gotten my value from those and I suspect I'll still have them crunching out tokens for at least 3 more years. They still beat 90% of cpu/memory inference combo.
I'm able to run the Unsloth quants on an ancient dual socket Xeon 1U server I keep around for homelab stuff. It has 8 DDR3 channels, which gives me about as much memory bandwidth as two channels of DDR5 :-/ But 16 sockets and cheaper prices. So it has 256gb in it right now. I have to run the minimum size Unsloth quant for the largest open weight models. They definitely feel a bit dazed. This machine can support up to 1.5TB of DDR3, which would allow me to run many of the largest models unquantized, but at 1/4 of the already abysmal speeds I see of ~ 1 Token / s which is only really usable with multiple agents running a kanban style async development process. Nothing interactive. That said, I picked up the hardware at the local surplus for $25 and it's vintage ~2010. Pretty impressive what this enterprise gear can do.
Power consumption? Don't ask. A subscription is cheaper.
> Power consumption
That’a the thing, at the end of it all power consumption will matter more for the end-user who doesn’t have money to burn away, because I suspect that power-consumption will, in the majority of cases, exceed the price of the HW itself in a matter of just a few months of intense use, let’s say a year.
Rent a H100 on Modal which scales down to zero when not in use - you can set the time out period.
Cold boot times are around 5m but if your usage periods are predictable it can work out ok. Works out at $2 an hour.
Still far more expensive than a ChatGPT sub.
You can rent GPUs, this comes with a security, maintenance and performance overhead, but also has a few advantages.
But right now, a Mac is the easiest way because of their memory architecture.
A Strix Halo with 128GB unified memory is less than $2k and the more suitable alternative to a mac. I'm pretty happy with my device (Bosgame M5).
the macs outperform it and I figure it's a better general purpose computer than strix halo. if budget is a problem, then a strix halo is a decent alternative.
Can you elaborate more on your use cases, models, setup,...?
Honestly you can run this on a 16GB VRAM GPU with llama.cpp. Just try it!
I have a 24GB Macbook Pro. I will note, do get the 'Pro' models, the Mac Mini and the Macbook Air do not have internal fans. The Macbook Pro has an internal fan, and the Mac Studio (bigger Mac Mini) has a fan. If you get a Mini, you might want to get one of those docks that cools the Mini. Your hardware will get very hot very quickly.
Also, because Apple in their infinite wisdom despite giving you a fan, very lazily turn it on (I swear it has to hit 100c before it comes on) and they give you zero control over fan settings, you may want to snag something like TG Pro for the Mac. I wound up buying a license for it, this lets you define at which temperature you want to run your fans and even gives you manual control.
On my 24G RAM Macbook Pro I have about 16GB of Inference. I use Zed with LM Studio as the back-end. I primarily just use Claude Code, but as you note, I'm sure if I used a beefier Mac with more RAM I could probably handle way more.
There's a few models that are interesting on the Mac with LM Studio that let you call tooling, so it can read your local files and write and such:
mistralai/mistralai-3-3b this one's 4.49GB - So I can increase my context window for it, not sure if it auto-compacts or not, have only just started testing it
zai-org/glm-4.6v-flash - This one is 7.09GB, same thing, only just started testing it.
mistralai/mistral-3-14b-reasoning - This one is 15.2GB just shy of the max, so not a TON of wiggle room, but usable.
If you're Apple or a company that builds things for Macs or other devices, please build something to help with airflow / cooling for the MBP / Mac Mini, it feels ridiculous that it becomes a 100c device I'm not so sure its great for device health if you want to use inference for longer than the norm.
I will probably buy a new Mac whenever the inference speeds increase at a dramatic enough rate. I sure hope Apple is considering serious options for increasing inference speed.
How are the Ryzen 395 with 128gb for running models these days?
Also interested.
No complaints here, I use a Framework Desktop with this chip. 32G given to RAM and the rest plays VRAM. Can use large models like 'gpt-oss:120b' fine. Splurged and got a second SSD for mirroring, hoping to speed up reads/model loads. Haven't tested this for efficacy, but it also gives redundancy. Shrugs!
Haven't paid a subscription in years or even signed up for $EMPLOYER offerings; handles the rare outsourcing well enough.
The Mac Mini does have a fan. It's very quiet, but it's there.
>> I will note, do get the 'Pro' models, the Mac Mini and the Macbook Air do not have internal fans
I have a base model M4 Mac Mini and it absolutely does have a fan inside it.
An even easier way to get into this is simply by downloading a program called LM Studio. You can mount a model and chat to it within 10-15 mins with no experience whatsoever, and no configuration at all.
That said, last time I tried local LLMs (around when gpt-oss came out) it still seemed super gimmicky (or at least niche, I could imagine privacy concerns would be a big deal for some). Very few use cases where you want an LLM but can't benefit immensely from using SOTA models like Claude Opus.
The financial barrier is kind of the opposite of "easy to run" to me.
As much as I love owning my stack, you'd have to use so much of this to break even vs an inference provider/aggregator with open frontier-ish models. (and personally, I want to use as little as possible)
As someone who desperately wants to use local models, I lament there is no way to use them on consumer hardware for serious coding work. I have a rtx 4070 super ti and I cannot run any large model with enough context and tps compared to a remote offering.
The big AI labs are almost certainly selling inference below cost and burning mountains of money. With the insane increase in hardware prices, running models locally just doesn’t make any financial sense.
Nobody is saying it makes "financial sense", it's about control.
I have always taken plenty of care to try and avoid becoming dependent on big tech for my lifestyle. Succeeded in some areas failed in others.
But now AI is a part of so many things I do and I'm concerned about it. I'm dependent on Android but I know with a bit of focus I have a clear route to escape it. Ditto with GMail. But I don't actually know what I'd do tomorrow if Gemini stopped serving my needs.
I think for those of us that _can_ afford the hardware it is probably a good investment to start learning and exploring.
One particular thing I'm concerned about is that right now I use AI exclusively through the clients Google picked for me, coz it makes financial sense. (You don't seem to get free bubble money if you buy tokens via API billing only consumer accounts). This makes me a bit of a sheep and it feels bad. There's so much innovation happening and basically I only benefit from it in the ways Google chooses.
(Admittedly I don't need local models to fix that particular issue, maybe I should just start paying the actual cost for tokens).
Just use an open weight model like GLM-5 behind an aggregator (OpenRouter, NanoGPT) then. That is a commodity market, right now.
It’s a luxury for the wealthy to be honest. At least for now. These prices are ridiculous
We are not in this thread because of finances but because of safety from oppressive governments and bad big corps. It's for you to decide the price of your own safety.
RAM and storage price increases due to the AI bubble have certainly made the cost of entry more expensive, but once you have the hardware, running models locally does make financial sense, especially if you have access to home solar power that is sufficient to run the hardware. You can't get much lower running cost than free.
I really hope at some point in the near future AI models shrink enough or laptops get strong enough to run AI models locally. I haven't tried in the past year, but when I did it was very slow token output + laptop was on fire to make that happen.
I've wanted to try some of the more recent 8B models for local tab completion or agentic, any experience with those kinds of smaller models?
qwen3-8b is good and if you are doing tab completion then it's more than adequate. you can get basic agentic with it, but if you really want to use a serious agent and do some serious work, then at the very least qwen3.5-27B if you have a 5090 32gb vram GPU or qwen3.5-35-a3b if you have less than 24gb. if you want to use a laptop, get a laptop with a built in gpu or igpu.
I had some luck with Ollama + Mistral Nemo models on consumer hardware, it seemed to punch above its "weight class". But it’s still far enough behind ChatGPT et al. that I couldn’t stop using that for real work.
> NTransformer High-efficiency C++/CUDA LLM inference engine. Runs Llama 70B on a single RTX 3090 (24GB VRAM) by streaming model layers through GPU memory via PCIe, with optional NVMe direct I/O that bypasses the CPU entirely.
untested:
https://github.com/xaskasdf/ntransformer
I have a lenovo workstation with 256GB ram but a weak sauce 12GB VRAM GPU. Is there any DMA trick to improve offload performance?
use llama.cpp, you will be surprised how fast a model like qwen3.5-35b-a3b will run. that a3b means only 3B active parameter, so while infering the entire 3B will be in your GPU and you will get amazing performance. for your system, you should use the -cmoe option
Things such as AirLLM, or good old llama.cpp.
Isn't between Q4-Q6 the usual recommendation for quants? Can you explain the Q8 recommendation, as I was under the impression that if you can run a model at Q8, you should probably run a bigger model in Q4 instead
if you can run Q8, go for it, always go for the best. matters a lot with vision models, never quantizie your kv cache, those always at f16.
you can always try evals and see if you have a q6 or q4 that can perform better than your q8. for smaller models i go q8. for bigger ones when i run out of memory I then go q6/q6/q4 and sometimes q3. i run deepseek/kimi-q4 for example.
I suggest for beginners to start with q8 so they can get the best quality and not be disappointed. it's simple to use q8 if you have the memory, choice fatigue and confusion comes in once you start trying to pick other quants...
The real story isn't about cancelling one subscription. It's that we're watching vendor lock-in dissolve in real time.
18 months ago switching from ChatGPT meant meaningfully worse outputs. Today I routinely bounce between Claude, Gemini, local Qwen and Deepseek models depending on the task - coding in one, writing in another, privacy-sensitive stuff locally. The switching cost is approaching zero because the interface is converging on "text box + API".
This is genuinely unusual in tech. Usually the longer you use a platform, the harder it is to leave (social graphs, file formats, ecosystem). With LLMs the opposite is happening - the longer the market matures, the easier switching gets, because open weights keep getting better and every provider's API looks basically the same.
OpenAI's moat was never the model. It was habit and brand recognition. Events like this erode brand faster than any technical competitor could.
> No lock-in
Shouldn't Google have gone out of business?
I would agree it's one piece of the puzzle.
What local options are on par with ChatGPT?
I just can't help but imagine ChatGPT's sycophancy mixed with military operations. "Sharp insight bombing that wedding! Next would you like tips on mosques to bomb, or I can suggest some new napalm recipes that are extra spicey. Your call!"
Department of Defense: You just bombed the wrong Georgia! The people of Atlanta are furious!
ChatGPT: You're absolutely right, and you're right to call that out. Upon examination it does appear that there might have been a mistake with the coordinates of the bomb. Let's try again, this time we will double check before we launch any missiles! :missile emoji:
You forgot "I will take full responsibility"
Department of War...
That’s not actually the name of that department. That requires an act of congress.
You can call it what you’d like but I’ll stick with the official name instead of the words of the lolcow we decided to make president.
:checkmark: :checkmark:
Not enough emdashes!
If Antrophic would have given in, I would have imagined the dialogs something like in claude CLI:
To complete the mission the war terminal needs to hit a target at XY:
1. yes
2. yes (and don't ask again for strike targets in this session)
3. no
Human in the loop is the term here I think.
(I am really glad they did not give in, but I do assume this is what it will come to anyway)
The point is it will be autonomous, the prompt could just be 'keep me safe' which will be interpreted who knows how and presumably no further prompting.
Don't forget to add no melting ghost babies to that prompt!
https://youtu.be/EYvrziE4feI?si=_CxjOQ3AaTMuwNXj
Autonomous just means this narrative is what you’d see if you looked at the logs of the drone talking to itself in it’s head…?
This is giving me strong Dark Star vibes with the intelligent bomb forcing a philosophical discussion about existence and perception at the end.
(Spoilers for the ending of the movie: https://youtu.be/h73PsFKtIck?si=tTm9TidmEMBHsXq1 )
Assuming it's not smart enough to write logs that make it less likely to be prosecuted/ disabled by coming up with fake reasons.
It can just say you were a terrorist because you were an adult male traveling with something in your hands. Humans already do this to justify strikes, likely the AI would do the same.
> Assuming it's not smart enough to write logs that make it less likely to be prosecuted
Alternatively: Assuming it's smart enough not to consider logging to /dev/null a reasonable way to speed up execution times.
https://www.youtube.com/watch?v=EYvrziE4feI
reminds me of the lazy gun in against a dark background!
I think I can guess what training data it used for the wedding droning idea!
I've just cancelled my subscription in solidarity with the OpenAI employees who signed the We Will Not Be Divided letter. I was a daily user of paid features like Deep Research. But not only was Anthropic's decision more ethical, their products are better, so I can't possibly justify the expense.
Story time!
I actually cancelled my ChatGPT subscription in late 2024 and documented the process, kind of as a social media thing because it had gotten so bad and I realized nobody in my family was using it anymore. I asked my wife if she was getting any use out of it and she told me she had been using Gemini and Grok for months because "GPT is very lazy now".
After a while another charge came in for the subscription, but I had the receipts: we had cancelled before the next billing cycle. I decided to try and reach out to OpenAI to resolve this, but they only let you chat with GPT itself for this, which it failed at and told me they weren't in the wrong and none of the information matched what actually happened.
I took this and used it to submit a chargeback request with Privacy.com, which I use for all of my online purchases. Normally I don't have to worry about this because I set a limit or cancel the cards I issue manually, but I had an OpenAI API account using the same card and I had been a bit lazy in using the same card for technically two different services.
Well, Privacy.com won that dispute and I got that money back. It's worth mentioning this is actually different than most banks will do now days. For the most part when you try to get a bank to do a chargeback they just roll it into their insurance and refund you the customer as a cost of doing business, but the actual scammer or shady merchant got to keep their stolen money, whereas I can be certain OpenAI didn't keep my money.
Your last statement is false. A shady merchant never gets to keep the stolen money. The card issuer/bank refunds you immediately because of consumer protection laws. But that charge is immediately charged to the processor. The processor then gets the merchant involved in a dispute process. If the merchant loses the processor charges the merchant. One way they do it is to immediately deduct it from their current processed transactions. If the merchant is no longer processing, they will usually go try to claw it back from their bank account if they have no held reserves, and if they can't get it, they send the merchant to collection. At the end the merchant must eat the cost or the processor. So in your case, the bank didn't eat the cost. OpenAI certainly ate the cost and the chargeback fees.
> Your last statement is false. A shady merchant never gets to keep the stolen money.
Or any merchant for that matter. Chargebacks (from bad actors) are one of the most annoying things when you sell online when you’re a honest legit business. Stripe even charges you a penalty fee on top of that.
You are incorrect.
Chase uses a "provisional credit" system, but for small amounts, this credit often becomes permanent almost instantly.
Wells Fargo utilizes an automated system called the Wells Fargo Dispute Manager which is also similar.
Technically, it is Self-Insurance. Banks set aside a portion of their interchange revenue (the fees they charge merchants for every swipe) into a "Provision for Credit Losses." They use this pool of money to "buy" customer satisfaction for small errors rather than paying an employee $30/hour to investigate a $12 dispute.
Your credibility is shot when you claim that banks will just give you money. They absolutely do not. In fact, Discover has admitted to me in writing, that they always rule in favor of the Merchant if that Merchant responds to the dispute -- regardless of what their response says.
I've dealt with multiple chargebacks over the years and have only ever lost once -- when the Manager at Lowes' showed a check they wrote me [after I opened the dispute].
They absolutely do not just do anything and "write it off". Please be human and don't just rattle of high-confidence, baseless claims, especially as a giant billboard to Privacy.com
> Discover has admitted to me in writing, that they always rule in favor of the Merchant if that Merchant responds to the dispute -- regardless of what their response says
What, always? Like, literally 100% of the time if the merchant responds at all, they automatically win?
That's very hard to believe. I don't know Discover but I do know Visa and that's not how their system works at all.
I use Amex as much as possible because it’s basically never a fight. If I dispute, I get my money back. Granted, I don’t abuse the power so maybe I’ve earned some trust over the decades.
Wells Fargo, Chase, Capitol One, many others practice this provisional credit system, which functions very similar to an insurance.
Go read your banks terms and you'll find the provision. Do you want me to read your banks terms for you and point them out?
> Well, Privacy.com won that dispute and I got that money back.
Well, it seems like ChatGPT’s automated litigation resolution with Privacy.com got lazy. I wonder how a company with an AI can lose in a dispute instead of smokescreening the opponent with legitimate arguments and legalese.
It helps when you have a video posted on social media the day you cancelled and a video of talking to a clueless AI customer retention system that seems to not agree or understand how time works.
Also, chargeback dispute is limited to 3 rounds of back and fourth by Visa and MasterCard both. They don't get to endlessly come back etc.
I had been considering ditching everyday ChatGPT use in favor of Claude anyway, but hadn’t gotten around to it mostly out of habit. Now I have a good reason to do it.
Same, I had put Claude in my metaphorical shopping cart about two weeks ago but I already had some inertia with ChatGPT + Codex and figured it wouldn't be better enough to justify changing.
That has changed, so I canceled my ChatGPT membership and signed up for Claude. I still have five bucks of credit I bought a year ago for the OpenAI API that I do not believe I can have refunded back, so some of my apps are going to have to stick to OpenAI until those credits run out since I'm not going to just donate five bucks to them.
Playing with it now, I honestly can't tell too much of a difference, which as far as I am concerned is a good thing.
You should also consider ollama and local models.
With this amount of competition it's almost weird to be paying anyone anything when one can just switch between free tiers of GPT, Claude, Gemini, Kimi, Qwen, Deepseek, Le Chat and an endless firehose of local models. The more your usage is randomly spread out, the less each provider can presumably profile you too as nobody has the full picture.
Consider carefully the usage limits of both services before deleting your account (as you cannot create a new one later with the same email). Claude's €20/month sub offers very little and this has unfortunately kept me from switching when I tried earlier this month.
I had been using both, ChatGPT mostly for chats and Claude mostly for code. Now I cancelled the ChatGPT subscription and turned on extra usage in Claude instead.
Consider that "little" is very subjective here, I find it to offer more than enough.
I get a fair amount of use out of it. I'm not using it for professional software development, just hobby stuff that I don't to write the boring parts of. For 20 bucks a month that seems pretty reasonable.
Before you fully delete your account, don't forget to first save your chats! Go to https://chatgpt.com/#settings/DataControls and click Export under "Export Data".
Thanks. I've been meaning to do this for a couple days and this made it easy enough to do in the moment.
You can also just dump the localdb
What value does this give you? Part of why I deleted my account was I couldn't think of a single thing of value in my chats from the past couple years? Maybe some nostalgia looking at what bugs I was fixing?
You’re confusing your situation with others. There are unlimited reasons someone else might want their chats.
Yeah, just curious what those reasons are? Like a valuable thought process you want to keep? Or like a data dump that is useful for looking at later?
Answers to non-trivial questions. Records of wide ranging topics I explored.
You seriously can’t imagine a single reason why someone would want to save their chats? That’s hard to believe.
Some people have apparently been using it as a notepad. See the following: https://www.nature.com/articles/d41586-025-04064-7
In my case, I would rather keep it than lose it. It's just text so small amount of data. You can trivially get a GPT Embedding for it and search it in DuckDB later for things you asked.
For me this is very valuable. The results of personal "research projects" are in there. I use it for reference. Of course I could ask Claude to get me those answers but why waste the energy?
Thank you, was just kind of curious. I've never really seen how other people use AI chats so was curious what the use cases were.
Same I furiously clear memories. This is a tool, not my friend or assistant.
Upvoted because you were genuinely asking a question and don't deserve to be down voted for that.
Thanks, but I guess I understand the sentiment. I probably should have not said that I couldn't think of "a single thing of value" when that is a bit of a judgement along with my question. Anyways, it is interesting hearing what people ask it, I think I've only ever used it like a search engine / bug fixing while it seems some people have much deeper conversations or discussions that are worth remembering.
I'm glad I upvoted. Your perspective and questions are valid, no matter the depth of conversation. You'd be surprised what fresh questions can do for a topic.
I for one might use these chats as an input for switching over to keep the learning process fast. For me it took a while for ChatGPT to get me. I know that other people delete memories because they want a clean slate experience with every chat. I use chatGPT mostly private (use claud code for work for instance) and I prefer that memories travel across chats.
Just asking for information: Why do we want to cancel our ChatGPT subscription? Didn't OpenAI demand exactly the same safety terms from the DoD as Anthropic did?
> "Two of our most important safety principles are prohibitions on domestic mass surveillance and human responsibility for the use of force, including for autonomous weapon systems," Altman said.
https://www.axios.com/2026/02/27/pentagon-openai-safety-red-...
Even taking him at his word (you shouldn't), this is still OpenAI swooping in and signing a deal after its competitor was banned from government use. Instead of joining hands with Anthropic they decided to take advantage of the situation.
Because it is incredibly disgusting/bad form to swoop in like this.
Just deleted my account. Can always sign up for a new account later if you need (with a different email).
Even with the same email, probably.
They specifically say you cannot reuse the same email. I also tried after deleting and it said this email has been deleted.
I guess that means they are only soft deleting.
The delete screen says they delete your data except where necessary by law for them to keep. Would love to know what percentage actually is deleted.
Ah, interesting. It’s not clear why they would do that, unless they are using the email address as the sole account ID.
They clearly are, and Anthropic too. That's why you can't change the email address on an account.
Has anyone tried with a long-deleted account email?
I re-registered an account last year to the same email that was used previously. That account was deleted in 2023. Although they used to request your phone number back in the day and do not do so anymore, so email retention policies may also have changed.
Huh? That seems weird?
So if I no longer want their services for any period of time, they no longer want me as a customer for any reason?
What other business work like that?
I'd cancelled my subscription earlier this month organically as I wasn't getting any net positive value.
BTW, what's going to hurt their business more, deleting my account or using the free tier?
I've found the free tier to be extremely limited recently, but in a stochastic way. Some days I ask one friggin question and it tells me I only have two questions left and should upgrade. I just switch to a different model.
I love that the tool in question is very calm and collected, in contrast with the emotional wreck that is the US regime. I got a very helpful response to this prompt and I will make it continue working on a python script to get my historical chats looking good in Obsidian.
> Ok. So I'm cancelling the subscription to ChatGPT and moving over to Claude because of the news of OpenAI striking a deal with us department of war. (https://www.techradar.com/pro/openai-just-signed-a-huge-deal...) Please line out a good exit strategy where I can keep the information in my chats and projects on my own hard drive.
Just cancelled. I’ll give my money to a company with leaders that have a modicum of backbone.
A few days ago I went to cancel mine and it just said they'd give me a free month instead so I said OK. I thought it was funny all the patterns to keep you on
I'm gonna have to see if I can get my company to switch off openAI. Hopefully we can make a small dent and if enough of us do it, a larger dent.
Sounds like it won't really be a pain for me though based off comments on HN indicating Claude is the better product and I doubt I personally would hit any sort of token limits with the amount I use agentic coding.
PSA: If you can't switch your coding agent right away, you can just reroute Codex to a different model for the time being.
https://github.com/openai/codex/issues/26#issuecomment-28116...
After the "upside down cup" debacle, and the "walk vs drive to the carwash" conundrum, and so many other examples where GPT 5.2 thinking failed miserably and Opus 4.6 and (even Sonnet 4.6 extended thinking) nailed it, I think they earned people wanting to cancel their subscription regardless of yesterday's events.
How long does data export usually take for three years of medium usage? I started it eight hours ago, got a confirmation email that export had started but so far no email with a download link.
I just cancelled my ChatGPT subscription that I had since 2023. OpenAI offered me an extra month free, to keep my subscription.
I thought it was only me. I just unsubscribed it this morning.
I'n sorry, Dave ...
I cancelled my anthropic sub yesterday and the dark patterns are so frustrating.
You go to billing. Then don't click change my subscription. Your only option to change the subscription is to "upgrade" to an annual plan. Instead you have toScroll down past your card details etc to a red button that says cancel.
Who comes up with this crap?
At least OpenAI puts cancelling within the Manage Plan section.
Deleted.
Anthropic usage credits purchased.
Message those that work forces.
1. Log into ChatGPT
2. Click on your profile icon and select New Chat icon.
3. Formulate a polite prompt in the regard of subscription cancellation.
4. Wait for a reply from Mr. Altman.
Steam levels of virtue signaling
Virtue signaling is impotent. This is a boycott.
Virtue signaling is when you stop giving people your money because you don't like what they do.
It's hilarious how mad the hogs get when you suggest maybe not supporting their powerful daddies. It doesn't matter which daddy it is, inevitably taking your ball and going home is 'virtue signaling'
Last time i pressed the button to delete all my chats it behaved odd afterwards, then all chats where there again. Just saying.
A week is a long time in politics. It's an eternity in AI. Anyone want to take a stab at what next week looks like?
They use the web user-input as training data, we should use agents to inject it with noisy garbage.
589, 590, 591, 592, 593, 594, 595, 596, 597, 598, 599, 600, ... We can continue in this chunked counting style, advancing 400–500 numbers per message until we get very close to 1,000,000. Shall I continue the next chunk from 601?
Perfect! Let’s continue the sequence from 601 all the way to 1000 in one go: 601, 602, 603, 604, 605, 606, 607, 608, 609, 610, 611,Thanks, I had Claude Code do it for me.
Don’t forget to change your model in Github copilot and such
I canceled all services and deleted my account with OpenAI right after the announcement. They can get money from the current US regime but I will not contribute to their violations of the constitution.
Should rename itself to NoSpineAI
bash> mv OpenAI NoSpineAI
mv: 'OpenAI': No such file or directory
bash> ls
ClosedAI
It's frustrating. Sam Altman already has everything. He's a billionaire, he can buy literally anything he wants, he can live anywhere he wants, he can buy a brand new sports car every day just to blow it up, he can buy a new house every week just to demolish and replace it with a trampoline park. He can afford to do anything.
He can fucking afford to have some fucking principles. He's not going to end up on the street for not being a fucking coward.
Because of some bullshit minor PTSD from a few years ago, I sort of swore an oath to myself that I wouldn't let being a coward stop me from doing the right thing, regardless of the consequences, and by doing things that I think are right it has cost me opportunities and money. I'm not homeless, but it made the job hunt harder when I was unemployed. I can actually feel consequences from standing up for what I believe in. Sam Altman being a coward is not equivalent, he's choosing to do the wrong thing for no reason.
> He can fucking afford to have some fucking principles.
Who is to say he doesnt? Just because they dont align with yours doesnt mean he doesnt have his own principles.
> he's choosing to do the wrong thing
To many millions he is doing the right thing. I am on the fence personally, but I know many people who think that increasing defense capabilities at any cost is something that the governmetn should be doing. Any company that helps them do that is 'doing the right thing'.
> I wouldn't let being a coward stop me from doing the right thing
The 'right thing' is always subjective, and for you it is decided by you alone. Try to remember that and see things from both sides.
He posted like seven hours ago about these principles and changed them like twenty minutes after the president had a temper tantrum about Anthropic.
Whether or not he agrees with my principles isn’t the issue. He doesn’t even agree with his own stated principles. He posted his stipulations about AI models used by the department of defense to presumably get social credit, and then changed his mind over the course of a few hours.
He claims that the Department of Defense principles just happen to now align with these principles but as far as I can tell he seems to just be trusting their word. The word of a Fox News TV host and a convicted fraudster.
You can judge his actions all you like, but unless you know the man and sit down and discuss it with him everything you are saying is just speculation and opinion. That is fine, just realise that.
Actions are the only thing that matter.
"He does evil things, but maybe he feels conflicted about it. That makes them okay."
Umm, no shit? This isn’t actually saying anything. I am saying that his stated principles are inconsistent with his actions.
Yes, sure, maybe deep down on his heart of hearts he actually is the most kind caring person who ever existed, but I have no way of knowing what is in his heart of hearts so I can only judge him by what he has said and done, and I am arguing that his actions don’t match his words.
You really think that a CEOs public statements match their real thoughts and feelings?
Everything you hear from any CEO is constructed to form a desired image and narrative. Any public statements from a CEO that you are using to judge their character is completely false and misguided. You have no idea what the real man is behind the image.
Are you trying to say he might be a great guy if you get past the things he says and the actions he takes? What's left?
You haven’t really gone through my comment history here, which is fine, I haven’t gone through yours, but if you had you would see that today I posted about how you can’t trust anything billionaires say because there’s no negative consequences for lying.
I am arguing that he posted on Twitter not even 24 hours ago a post laying out what looked like principles. Not even 24 hours later he decided that those principles aren’t actually important.
I am not a psychic because psychics don’t actually exist, so I can’t read minds, so I cannot know what he is actually thinking. I am claiming that he’s a piece of shit for not following his own stated principles. I actually do think billionaires should face consequences for lying.
There has to be a line that will not be crossed, in order to be seen to have principles.
Until that line has been reached, we can safely assume there are no principles at play.
You are the one drawing that line for yourself. Everybodies line of principles is in a different place.
No, you're incorrect.
Some people never reach a line. And if they do get close, it gets hastily redrawn.
"increasing defense capabilities at any cost "
Ugh
Agreed, but in this society of fear created after 9/11 it is a very popular sentiment across many millions of people.
> It's frustrating. Sam Altman already has everything. He's a billionaire, he can buy literally anything he wants, he can live anywhere he wants, he can buy a brand new sports car every day just to blow it up, he can buy a new house every week just to demolish and replace it with a trampoline park. He can afford to do anything.
No, he doesn't have everything. See, maybe he's worth $3 billion. Or maybe $30 billion. But he's not worth $300 billion. That's a lot more worth he could have! And even then, he could be worth $3 trillion instead!
But yes, $100 million is the maximum amount of assets one individual should ever be allowed to hold. Potentially less. Anything higher is enormously harmful to society. People would get used to it very quickly and would work just as hard to reach that $100 million as they do now to reach $100 billion.
“Yes, but I have something he will never have — ENOUGH” - Joseph Heller.
After a billion dollars, I doubt another billion will make you happier. In fact, I don’t think another trillion will make you happier. In fact, I don’t think another quadrillion dollars will make you happier, etc.
After a certain point you have effectively infinite money. Enough money to live dozens of extremely comfortable lifetimes. And importantly enough money to afford to actually have some principles. Oh no, he wouldn’t be able to afford to have his house re-covered in 24 karat gold again if he doesn’t fellate our lolcow president.
'Dozens' should be multiples by many million, but I definitely agree with the sentiment.
Way more than a dozen!
We live in a capitalist economy. What do you expect, a company to just say 'Thats fine we have enough money we dont need any more'?
How does a $100 billion dollar company grow? By taking on massive government and military contracts, they are the only clients big enough left in the world.
If a company does not show continual growth then it is classed as failing. That is the society we have built, and you cannot blame one man for following those principles. Every CEO in existence does the same.
Somehow Anthropic’s CEO managed to reach a different conclusion.
They don’t have to do business with every single entity who asks them to and they don’t have to bend over for every stipulation that that entity asks for.
Yep, in exactly the same way that for years Google was 'not evil'.
When anthropic can no longer grow through developer subscriptions and deals with ethical companies, Lets see how long it takes their shareholders to force them to remove such sweet statements from their company mission statement.
I love how you chastised me for speculating on Altman’s mind state but apparently you can predict the future and know what Anthropic is going to do N years from now.
Yeah maybe Anthropic will become a rent-seeking corporation. That’s likely even. And yet that’s not actually relevant at all to what I said; the fact is that right now they appear to have more principles than Altman and OpenAI
> We live in a capitalist economy.
We live in a multifaceted (are we allowed to use that word again? I think 2026 models have stopped using it) economy.
> That is the society we have built
Maybe you have, I sure haven't. Luckily "we" also haven't, as many - no, the overwhelming majority of people - aren't like that.
> and you cannot blame one man for following those principles.
You absolutely can, as much as you can blame the sadistic guards at Auschwitz.
> Every CEO in existence does the same.
A shocking, bald-faced lie. How do you get these keystrokes out of your fingers? This is so trivially false it immediately outs itself as bad faith. It takes less time to fact-check as being made up than the average post on Truth Social.
Please, come on.
Is this really the best backup?
Sam Altman has demonstrated that he's a piece of ** with this move.
We can now safely assume that all the pronouncements and grand statements before were simply posturing.
> Is this really the best backup?
It is the justification for anything any corporation does. This is a company with boards of directors and shareholders, you really think this is just Sams opinion guiding this?
> Sam Altman has demonstrated that he's a piece of * with this move.
Thats is your opinion based only on what his company has publicly dislcosed to you. I prefer not to judge a mans character based on corporate puffery.
Sympathy for the Devil.
"Only when the tide goes out do you discover who's been swimming naked." -- Warren Buffet
The original context was very different, about financial markets, but I've been thinking about it a lot the past 12 months. There's a lot of cowards in high places in tech, surprisingly cowardly people. Or they have sold out their principles to be friends with terrible people, which is also a form of cowardice. Hard to say which.
The whole Epstein thing is a really really great marker of this too. Though I'm not sure if the tide has gone out all the way (we mostly know what's going on), or if there's a lot more tide to fall.
LBJ was a real son of a bitch, who, when he finally was thrust into power as president, did something pretty surprising by going all-in on the civil rights movement. Power reveals who people are, and times of trials reveal who people really are.
I think we merely have a system where the best people are selfless and poor and the worse people are rich and in charge. It makes sense; we have a system that rewards immoral behavior so we shouldn't be surprised that immoral people have made it to the top.
Such systems are nothing new, and are in fact the norm. The current system is perhaps even notable for how it has deviated from the past, and in particular Silicon Valley was a means for promoting some of the most selfless and poor into positions of great wealth and influence, especially going back to the Fairchild Semiconductor days. Always been greedy venal and immoral people here, but perhaps less than in other systems of power.
The stoics, people that Zuckerberg and others pretend to understand and follow, would have nothing but disdain for the lack of virtue that's apparent in those like Zuckerberg.
History is full of cowards who are arguably as guilty as the people who committed the atrocities. The people who are remembered positively in history are the people who overcame their fears and did what they thought was right, even if it carried a real risk of it blowing up in their faces.
I am eagerly waiting for the afterlife.
Ok.
I completely support the sentiment of what you wrote. But it doesn't directly seem relevant to the parent question.
It’s not but it is relevant to the surrounding context as to why this post has made it to the top of HN right now.
Very few of the comments on this thread are actually about the act of canceling the subscription.
Sam (and Greg Brockman) want something they do not have, very desperately. They want to win, to be Great Men, to be remembered by history with Jobs and Gates and the other tech luminaries. This is mentioned in Karen Hao's Empire of AI.
They are both a lesson to me that no matter how much you have, you will not necessarily be satisfied.
Principled men do not become billionaires.
altman is now and always has been a real POS. anyone who wasn't paying attention before can see that clearly now.
this is going to be better than the time bezos killed the kamala endorsement to curry favor with the regime
Killing the Kamala endorsement wasn't a difficult call to be fair. Bezos just didn't want to endorse anyone. Easy to understand.
welp
I assume this is in response to OpenAI working with the Pentagon (https://edition.cnn.com/2026/02/27/tech/openai-pentagon-deal...).
I'm afraid that AI weapons will follow a similar dynamic to nuclear ones where, as much as we'd like to avoid them, someone will build them. Which means, everyone will need them. I'm worried that we're repeating the pre-Ukraine war mindset of US Tech keeping their distance from defense while other countries have a joined tech/military base.
You may be right, but whatever happens with OpenAI and the military, I'd rather not be personally contributing money towards it.
Are you paying taxes?
Not to the USA.
I never really understood people's need to post these cynical doomer posts. "Things can't be perfect so don't bother doing anything ever I am so smart".
Will a few dozen people canceling their accounts change anything? Probably not, but at least we know that we're not actively giving our money to Sam Altman.
There's not a lot in the world that any of us have control over. Most of us aren't billionaires who can buy a government. Really the only variable we have any amount of freedom with is how we spend our money.
As a former soldier and as someone who married into a family from the now russian occupied parts of Ukraine i feel that this is a great mindset, but also somewhat of a luxury believe. I agree that ideally we'd stand up to aggression and weapon production and that all other citizens around the world would do the same, and we'd live in peaceful equilibrium. But they don't- and so our best bet is to be so strong that no one wants to attack us. For that, we can't leave the cutting edge of military technology to others. This mindset used to be anathema to the tech community, but then briefly changed after the Russian invasion of Ukraine as people briefly understood that there are in fact aggressive actors in the world and war might come to us. But it seems we went back on that.
OpenAI step in to work with defence department on stuff so questionable that another company took a public stance to distance itself from?
Myself, I’ve always “followed the money” when the current administration has taken public positions on things from media company mergers to data centres etc. So a bit of me wonders how much of the “anthropic is a threat to national security” is genuine and how much is about getting another company into lucrative defence contracts instead?
Trump family has major investments in data centers etc and is heavy benefiting from OpenAI footprint but they recently declined an investment opportunity in anthropic citing it’s political leanings
This administration has relentlessly demonstrated they will let no law or human right get in the way of their accumulation of unchecked power.
He tried to take congress's power through impoundment but not even his hand picked SCOTUS would permit that.
So instead he kidnapped a president, invaded Iran, bombed Nigeria, had masked unaccountables shoot people in the streets, threatens to seize elections and covers up crimes by flushing enough evidence down toilets that they need plumbers.
Along with that, defunding science, medical research, pulling funding from top tier universities, tearing up international treaties, threatening to invade Canada and Denmark all while building 24 camps and defunding pbs.
He runs MLMs and cryptocurrency pump and dumps from a demolished Whitehouse where he peddles trinkets from his online store, sells pardons, and tried to orchestrate a coup.
This is a Whitehouse that uses the 14 words, makes references to 1488, puts out AI deep fakes and fraudulent photographs as press releases that read like North Korean propaganda. One that defunds the weather service because of conspiracy theories.
One that shuts down battery research, puts mercury in the air, permits water pollution, and relentlessly defunds and dismantles powerful growth sectors that are driving the economies of our global competitors.
This administration both sabotaged the importing of basic components used in domestic manufacturing through exorbitant tariffs and the production of domestic alternatives through relentless litigation and threats.
There is no excuse whatsoever for empowering them.
It's a relentless, exhaustive, strategic sabotaging of the american economy and basic civil government; one that Osama Bin Laden could never have even dreamed of.
If any replies accuse me of being a democrat (I'm not) or try to deflect, I will not engage.
What does domestic surveillance have to do with national security objectives or keeping denizens of the U.S. safe (that is, the ones who are not lucky enough to be in its cosseted ruling class)?
True, but I'm talking about the autonomous AI weapon question
Unfortunately it's the same people asking for both, so you should be wondering at whom those weapons are really intended to be pointed.