User : Retirology

• Created: 1781182875
• Karma: 1
• Professional retirement planning as a one-time $19+ purchase, not a $20-40/month subscription. Roth conversion ladders, Monte Carlo, ACA optimization, full 51-state tax across all four filing statuses, year-by-year drawdown Sankey. An affordable, privacy-first alternative to ProjectionLab, Boldin, MaxiFi, and YNAB. Runs locally on macOS, Windows, and Linux. No accounts. No telemetry.

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